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Luxurious Lifestyle Always

Legal

Terms & Conditions

Effective Date: January 1, 2024

By accessing or using the website at laurenkellerlla.com or purchasing any service from Luxurious Lifestyle Always by Lauren Keller ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Services

Luxurious Lifestyle Always provides financial consulting, credit improvement, CPN/SCN programs, authorized user tradelines, and related services. All services are provided for educational and consulting purposes. Results may vary and are not guaranteed.

2. No Refund Policy

All sales are final. We do not offer refunds under any circumstances once a payment has been made. By purchasing any package or service, you acknowledge and agree that no refunds will be issued. Please review all service details carefully before completing your purchase.

3. No Cancellation Policy

Once you have purchased a package or service, you are not able to cancel. All purchases are binding and non-cancellable. We encourage you to ask any questions prior to purchasing by contacting us via text at 917-968-8930.

4. Client Responsibilities

  • You agree to provide accurate and complete information when requested.
  • You agree to use all services and information provided in compliance with applicable federal and state laws.
  • You understand that results are not guaranteed and depend on individual circumstances.
  • You agree not to misuse any CPN, SCN, or credit profile information provided.

5. Disclaimer of Warranties

All services are provided "as is" without warranty of any kind, express or implied. We do not guarantee specific credit score outcomes, approval results, or timelines. Individual results will vary based on each client's unique financial situation.

6. Limitation of Liability

To the fullest extent permitted by law, Luxurious Lifestyle Always shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our services.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Luxurious Lifestyle Always and may not be reproduced, distributed, or used without express written permission.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

9. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Continued use of our website or services after changes are posted constitutes your acceptance of the updated terms.

10. Contact Us

For questions regarding these Terms and Conditions, please contact us:

Luxurious Lifestyle Always by Lauren Keller
Phone / Text: 917-968-8930

Credit Repair. Real Results.

Luxurious Lifestyle Always by Lauren Keller provides top-tier, white-glove service for credit repair and approvals. With over eight years of experience, we pride ourselves on taking care of our clients every step of the way.

Contact & Social

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Legal Disclaimer

The following disclaimer applies to all services and programs offered by Luxurious Lifestyle Always by Lauren Keller, including but not limited to our CPN Programs, Credit Repair Services, Fresh Start Credit Profile, Authorized User Tradelines, Move-In Concierge, and all related consulting and educational services.

These programs are not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. These programs are not a method to avoid paying your existing or future debts. If you created the debt, you are responsible to repay that debt. We will not support, facilitate, nor condone any fraudulent activity. The information provided is for informational purposes only and for you to use at your own risk. We are not lawyers or any legal services. We have a no-refund policy because of the work required to provide you with the information.

Luxurious Lifestyle Always by Lauren Keller has posted this message in plain sight so consumers can be aware: CPNs are defined as any 9-digit number which can be used for credit, such as an SSN, ITIN, TIN, or EIN. It is very clear that the largest warehouser of converted 9-digit government-issued numbers, such as ITIN, TIN, SSN, and EIN, are in fact found throughout the banking world and within the banks' databases, attached to credit and loan folders legally originated by these same banks.

It is our statement that Luxurious Lifestyle Always by Lauren Keller is not engaging in any prohibited business activities, including but not limited to: (A) representing that consumers can alter their identifying information to conceal adverse credit information using EINs, TINs, or alternative Social Security Numbers; (B) representing that building a new credit record using an EIN, TIN, or alternate Social Security Number instead of a consumer's own Social Security Number is legal; (C) misrepresenting any material fact concerning the ability of our products or services to perform any credit-related function, including improving credit reports, consolidating debt, or obtaining any extension of credit; (D) misrepresenting any fact material to a consumer's decision to purchase our products or services; (E) representing that consumers can alter their identifying information using Dun & Bradstreet Numbers (DBNs), EINs, TINs, or alternative Social Security Numbers to conceal adverse credit information; (F) representing that building a new credit record using a DBN, EIN, TIN, or alternate Social Security Number is legal; (G) misrepresenting any material fact concerning our ability to improve credit reports, consolidate debt, or arrange any extension of credit; or (H) misrepresenting any fact material to a consumer's decision to purchase our products or services.

Serving clients nationwide since 2018.

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