#1 Credit Repair & Approval Business Since 2018
Luxurious Lifestyle Always

Legal

Service Agreement

Effective Date: January 1, 2024

This Service Agreement ("Agreement") is entered into between Luxurious Lifestyle Always by Lauren Keller ("Company") and the client ("Client") upon purchase of any service or package. By completing a purchase, the Client agrees to all terms set forth in this Agreement.

1. Scope of Services

The Company agrees to provide the specific services outlined in the package purchased by the Client, which may include credit consulting, CPN/SCN profile building, authorized user tradelines, credit repair, and related financial consulting services. The exact scope of services is defined by the package selected at the time of purchase.

2. Payment

Full payment is required at the time of purchase. All payments are non-refundable and non-cancellable. The Company will not begin processing a client's file until payment has been received and confirmed.

3. No Refunds / No Cancellations

All sales are final. The Client acknowledges that no refunds will be issued under any circumstances and that once a package is purchased, it cannot be cancelled. The Company begins allocating resources and personnel to each client file immediately upon receipt of payment.

4. Client Obligations

  • The Client agrees to provide all required documentation and information in a timely manner.
  • The Client agrees to use all services, documents, and profiles in full compliance with applicable federal and state laws.
  • The Client agrees not to engage in any fraudulent activity using any information, profile, or documents provided by the Company.
  • The Client understands that results are not guaranteed and will vary based on individual circumstances.

5. Timelines

Estimated timelines provided for each package are approximations only. The Company will make every effort to complete services within the stated timeframe, but actual timelines may vary depending on client responsiveness, third-party processing times, and other factors outside the Company's control.

6. Confidentiality

Both parties agree to keep all shared information confidential. The Company will not disclose client information to third parties except as required by law or as necessary to provide the contracted services.

7. Disclaimer

The Company does not guarantee specific credit scores, loan approvals, or financial outcomes. All services are provided for consulting and educational purposes. The Client is solely responsible for how they use the information and services provided.

8. Governing Law

This Agreement shall be governed by the laws of the State of New York. Any disputes arising under this Agreement shall be resolved in the courts of New York.

9. Contact

For questions about this Agreement, please contact us before purchasing:

Luxurious Lifestyle Always by Lauren Keller
Phone / Text: 917-968-8930

Credit Repair. Real Results.

Luxurious Lifestyle Always by Lauren Keller provides top-tier, white-glove service for credit repair and approvals. With over eight years of experience, we pride ourselves on taking care of our clients every step of the way.

Contact & Social

Social

TikTok: @Lauren.KellerLLA

TikTok (backup): @LaurenKellerLLA

Instagram: @OfficialLaurenKeller✓

Legal Disclaimer

The following disclaimer applies to all services and programs offered by Luxurious Lifestyle Always by Lauren Keller, including but not limited to our CPN Programs, Credit Repair Services, Fresh Start Credit Profile, Authorized User Tradelines, Move-In Concierge, and all related consulting and educational services.

These programs are not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. These programs are not a method to avoid paying your existing or future debts. If you created the debt, you are responsible to repay that debt. We will not support, facilitate, nor condone any fraudulent activity. The information provided is for informational purposes only and for you to use at your own risk. We are not lawyers or any legal services. We have a no-refund policy because of the work required to provide you with the information.

Luxurious Lifestyle Always by Lauren Keller has posted this message in plain sight so consumers can be aware: CPNs are defined as any 9-digit number which can be used for credit, such as an SSN, ITIN, TIN, or EIN. It is very clear that the largest warehouser of converted 9-digit government-issued numbers, such as ITIN, TIN, SSN, and EIN, are in fact found throughout the banking world and within the banks' databases, attached to credit and loan folders legally originated by these same banks.

It is our statement that Luxurious Lifestyle Always by Lauren Keller is not engaging in any prohibited business activities, including but not limited to: (A) representing that consumers can alter their identifying information to conceal adverse credit information using EINs, TINs, or alternative Social Security Numbers; (B) representing that building a new credit record using an EIN, TIN, or alternate Social Security Number instead of a consumer's own Social Security Number is legal; (C) misrepresenting any material fact concerning the ability of our products or services to perform any credit-related function, including improving credit reports, consolidating debt, or obtaining any extension of credit; (D) misrepresenting any fact material to a consumer's decision to purchase our products or services; (E) representing that consumers can alter their identifying information using Dun & Bradstreet Numbers (DBNs), EINs, TINs, or alternative Social Security Numbers to conceal adverse credit information; (F) representing that building a new credit record using a DBN, EIN, TIN, or alternate Social Security Number is legal; (G) misrepresenting any material fact concerning our ability to improve credit reports, consolidate debt, or arrange any extension of credit; or (H) misrepresenting any fact material to a consumer's decision to purchase our products or services.

Serving clients nationwide since 2018.

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